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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,260 | $84,936-69.1% | $111,308-76.4% | $79,391-66.9% |
| Participation rate | 77.3% | 75.9%+1.5pp | 77.3%0pp | 70.7%+6.6pp |
| Annual return | 11.98% | 17.45%-5.5pp | 54.67%-42.7pp | 116.88%-104.9pp |
| Employer contribution / active EE | $1,649 | $1,979-16.7% | $2,732-39.6% | $2,428-32.1% |
| Participant deferral / active EE | $2,799 | $3,888-28.0% | $4,487-37.6% | $4,046-30.8% |
| Admin fee / account holder | $650 | $537+21.1% | $7,965-91.8% | $627+3.8% |