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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,732 | $106,005-16.3% | $92,239-3.8% | $147,585-39.9% |
| Participation rate | 81.8% | 80.4%+1.4pp | 76.5%+5.3pp | 82.8%-1.0pp |
| Annual return | 20.38% | 50.05%-29.7pp | 176.29%-155.9pp | 578.58%-558.2pp |
| Employer contribution / active EE | $828 | $4,333-80.9% | $3,680-77.5% | $4,876-83.0% |
| Participant deferral / active EE | $3,709 | $4,478-17.2% | $3,897-4.8% | $5,439-31.8% |
| Admin fee / account holder | $514 | $6,333-91.9% | $5,194-90.1% | $10,886-95.3% |