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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,607 | $112,131-60.2% | $95,964-53.5% | $158,982-71.9% |
| Participation rate | 83.3% | 79.0%+4.3pp | 77.1%+6.2pp | 82.0%+1.4pp |
| Annual return | 19.15% | 171.19%-152.0pp | 91.64%-72.5pp | 302.99%-283.8pp |
| Employer contribution / active EE | $1,977 | $3,199-38.2% | $2,541-22.2% | $4,763-58.5% |
| Participant deferral / active EE | $5,090 | $4,784+6.4% | $4,167+22.2% | $5,983-14.9% |
| Admin fee / account holder | $333 | $10,136-96.7% | $6,797-95.1% | $11,252-97.0% |