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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,031 | $112,933-26.5% | $90,970-8.7% | $158,982-47.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 14.12% | 215.82%-201.7pp | 134.60%-120.5pp | 302.99%-288.9pp |
| Employer contribution / active EE | $3,323 | $2,893+14.9% | $2,122+56.6% | $4,763-30.2% |
| Participant deferral / active EE | $6,944 | $4,128+68.2% | $3,373+105.9% | $5,983+16.1% |
| Admin fee / account holder | $22,562 | $8,047+180.4% | $5,961+278.5% | $11,252+100.5% |