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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,424 | $73,848-6.0% | $143,799-51.7% | $68,486+1.4% |
| Participation rate | 55.6% | 66.7%-11.1pp | 80.3%-24.8pp | 67.9%-12.3pp |
| Annual return | -13.74% | 0.91%-14.6pp | -0.04%-13.7pp | -7.85%-5.9pp |
| Employer contribution / active EE | $2,120 | $3,184-33.4% | $4,952-57.2% | $2,597-18.4% |
| Participant deferral / active EE | $2,374 | $3,385-29.9% | $5,638-57.9% | $4,028-41.1% |
| Admin fee / account holder | $3,207 | $5,755-44.3% | $14,677-78.2% | $5,404-40.7% |