Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,708 | $117,895-31.5% | $102,460-21.2% | $145,897-44.7% |
| Participation rate | 61.9% | 78.6%-16.7pp | 76.5%-14.6pp | 80.3%-18.4pp |
| Annual return | -11.82% | 31.92%-43.7pp | 29.47%-41.3pp | 552.29%-564.1pp |
| Employer contribution / active EE | $1,658 | $3,619-54.2% | $3,025-45.2% | $4,663-64.4% |
| Participant deferral / active EE | $3,653 | $5,736-36.3% | $5,056-27.8% | $6,689-45.4% |
| Admin fee / account holder | $515 | $13,353-96.1% | $9,460-94.6% | $13,390-96.2% |