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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,060 | $150,446-22.2% | $136,297-14.1% | $147,585-20.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.15% | 1049.14%-1030.0pp | 5156.19%-5137.0pp | 578.58%-559.4pp |
| Employer contribution / active EE | $6,262 | $5,256+19.1% | $4,696+33.4% | $4,876+28.4% |
| Participant deferral / active EE | $8,826 | $6,631+33.1% | $6,247+41.3% | $5,439+62.3% |
| Admin fee / account holder | $736 | $10,906-93.3% | $9,244-92.0% | $10,886-93.2% |