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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,713 | $89,370+56.3% | $141,197-1.1% | $72,976+91.5% |
| Participation rate | 69.0% | 75.1%-6.1pp | 82.5%-13.4pp | 69.5%-0.4pp |
| Annual return | 26.94% | 111.88%-84.9pp | 71.41%-44.5pp | 81.02%-54.1pp |
| Employer contribution / active EE | $655 | $3,115-79.0% | $4,736-86.2% | $2,440-73.2% |
| Participant deferral / active EE | $7,383 | $5,419+36.3% | $6,710+10.0% | $3,608+104.7% |
| Admin fee / account holder | $1 | $5,957-100.0% | $10,265-100.0% | $5,124-100.0% |