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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,532 | $93,117-74.7% | $77,096-69.5% | $134,532-82.5% |
| Participation rate | 70.0% | 74.5%-4.5pp | 67.9%+2.1pp | 81.2%-11.2pp |
| Annual return | -16.56% | 62.67%-79.2pp | 42.35%-58.9pp | 418.27%-434.8pp |
| Employer contribution / active EE | $1,993 | $3,420-41.7% | $2,814-29.2% | $4,741-58.0% |
| Participant deferral / active EE | $3,251 | $5,241-38.0% | $4,429-26.6% | $6,401-49.2% |
| Admin fee / account holder | $1,739 | $6,948-75.0% | $5,428-68.0% | $11,429-84.8% |