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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,381 | $63,346+22.2% | $92,240-16.1% | $70,126+10.3% |
| Participation rate | 94.7% | 68.7%+26.1pp | 76.5%+18.3pp | 69.5%+25.2pp |
| Annual return | 18.53% | 530.19%-511.7pp | 176.29%-157.8pp | 73.15%-54.6pp |
| Employer contribution / active EE | $7,949 | $2,471+221.7% | $3,680+116.0% | $2,343+239.3% |
| Participant deferral / active EE | $2,021 | $2,854-29.2% | $3,897-48.1% | $3,332-39.4% |
| Admin fee / account holder | $3,281 | $3,841-14.6% | $5,194-36.8% | $4,645-29.4% |