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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,275 | $64,719-47.0% | $112,249-69.5% | $68,486-50.0% |
| Participation rate | 88.9% | 67.2%+21.7pp | 75.1%+13.8pp | 67.9%+21.0pp |
| Annual return | -55.34% | -11.40%-43.9pp | 27.48%-82.8pp | -7.85%-47.5pp |
| Employer contribution / active EE | $3,041 | $2,747+10.7% | $3,636-16.4% | $2,597+17.1% |
| Participant deferral / active EE | $3,933 | $3,565+10.3% | $4,729-16.8% | $4,028-2.3% |
| Admin fee / account holder | $3,921 | $5,232-25.1% | $6,412-38.8% | $5,404-27.4% |