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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,484 | $67,602-65.3% | $82,312-71.5% | $70,126-66.5% |
| Participation rate | 91.4% | 72.8%+18.7pp | 76.9%+14.5pp | 69.5%+21.9pp |
| Annual return | 8.90% | 21.57%-12.7pp | 25.88%-17.0pp | 73.15%-64.2pp |
| Employer contribution / active EE | $1,324 | $1,755-24.6% | $2,428-45.5% | $2,343-43.5% |
| Participant deferral / active EE | $1,766 | $2,987-40.9% | $3,706-52.4% | $3,332-47.0% |
| Admin fee / account holder | $2,338 | $4,512-48.2% | $5,608-58.3% | $4,645-49.7% |