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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,837 | $157,304-60.1% | $141,197-55.5% | $152,909-58.9% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 28.74% | 64.34%-35.6pp | 71.41%-42.7pp | 345.46%-316.7pp |
| Employer contribution / active EE | $1,504 | $5,263-71.4% | $4,736-68.3% | $4,764-68.4% |
| Participant deferral / active EE | $3,387 | $7,111-52.4% | $6,710-49.5% | $5,851-42.1% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,265-100.0% | $11,601-100.0% |