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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,624 | $148,629+4.7% | $135,982+14.4% | $139,487+11.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -4.57% | 79.33%-83.9pp | 68.32%-72.9pp | 373.84%-378.4pp |
| Employer contribution / active EE | $2,292 | $5,247-56.3% | $4,859-52.8% | $4,755-51.8% |
| Participant deferral / active EE | $12,771 | $8,102+57.6% | $7,760+64.6% | $6,713+90.2% |
| Admin fee / account holder | $631 | $12,406-94.9% | $10,767-94.1% | $11,407-94.5% |