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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,927 | $100,805-48.5% | $86,698-40.1% | $134,532-61.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -19.69% | 29.09%-48.8pp | 35.95%-55.6pp | 418.27%-438.0pp |
| Employer contribution / active EE | $8,076 | $3,490+131.4% | $2,837+184.7% | $4,741+70.3% |
| Participant deferral / active EE | $6,375 | $5,339+19.4% | $4,656+36.9% | $6,401-0.4% |
| Admin fee / account holder | $326 | $10,925-97.0% | $7,493-95.7% | $11,429-97.1% |