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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,167 | $100,139+110.9% | $85,187+147.9% | $145,884+44.8% |
| Participation rate | 90.0% | 74.1%+15.9pp | 67.5%+22.5pp | 80.3%+9.7pp |
| Annual return | 10.72% | 84.15%-73.4pp | 66.67%-55.9pp | 551.85%-541.1pp |
| Employer contribution / active EE | $4,505 | $3,238+39.1% | $2,732+64.9% | $4,662-3.4% |
| Participant deferral / active EE | $12,944 | $5,296+144.4% | $4,525+186.1% | $6,690+93.5% |
| Admin fee / account holder | $1,895 | $7,262-73.9% | $6,162-69.2% | $13,392-85.9% |