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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,904 | $97,125+167.6% | $86,233+201.4% | $137,256+89.4% |
| Participation rate | 91.7% | 74.2%+17.5pp | 69.0%+22.6pp | 80.0%+11.7pp |
| Annual return | 15.23% | 74.19%-59.0pp | 61.39%-46.2pp | 220.34%-205.1pp |
| Employer contribution / active EE | $4,341 | $2,841+52.8% | $2,504+73.3% | $4,156+4.4% |
| Participant deferral / active EE | $11,579 | $5,180+123.6% | $4,559+154.0% | $6,407+80.7% |
| Admin fee / account holder | $3,007 | $9,725-69.1% | $8,342-64.0% | $12,270-75.5% |