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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,685 | $105,145+140.3% | $94,664+166.9% | $139,466+81.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 18.46% | 38.09%-19.6pp | 156.84%-138.4pp | 373.66%-355.2pp |
| Employer contribution / active EE | $6,828 | $4,107+66.2% | $3,673+85.9% | $4,754+43.6% |
| Participant deferral / active EE | $11,310 | $7,599+48.8% | $7,417+52.5% | $6,712+68.5% |
| Admin fee / account holder | $8,439 | $8,972-5.9% | $7,222+16.9% | $11,409-26.0% |