Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,736 | $64,719-34.0% | $112,249-61.9% | $68,486-37.6% |
| Participation rate | 30.6% | 67.2%-36.5pp | 75.1%-44.4pp | 67.9%-37.3pp |
| Annual return | -15.95% | -11.40%-4.6pp | 27.48%-43.4pp | -7.85%-8.1pp |
| Employer contribution / active EE | $512 | $2,747-81.3% | $3,636-85.9% | $2,597-80.3% |
| Participant deferral / active EE | $2,466 | $3,565-30.8% | $4,729-47.9% | $4,028-38.8% |
| Admin fee / account holder | $1,046 | $5,232-80.0% | $6,412-83.7% | $5,404-80.6% |