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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,911 | $57,350+171.9% | $83,850+85.9% | $64,181+142.9% |
| Participation rate | 84.6% | 68.6%+16.0pp | 76.1%+8.5pp | 69.6%+15.0pp |
| Annual return | -3.99% | 11.38%-15.4pp | 850.92%-854.9pp | 7.63%-11.6pp |
| Employer contribution / active EE | $0 | $2,545-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $5,888 | $2,993+96.7% | $4,082+44.3% | $3,470+69.7% |
| Admin fee / account holder | $53,124 | $4,046+1213.0% | $5,478+869.7% | $4,887+987.0% |