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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,357 | $81,476+1.1% | $102,383-19.6% | $80,925+1.8% |
| Participation rate | 94.4% | 66.8%+27.6pp | 74.5%+19.9pp | 67.7%+26.8pp |
| Annual return | 13.84% | 25.59%-11.8pp | 24.94%-11.1pp | 35.65%-21.8pp |
| Employer contribution / active EE | $2,438 | $3,105-21.5% | $3,870-37.0% | $2,756-11.5% |
| Participant deferral / active EE | $3,906 | $3,871+0.9% | $5,060-22.8% | $4,299-9.1% |
| Admin fee / account holder | $13,820 | $6,717+105.7% | $8,391+64.7% | $6,940+99.1% |