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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,484 | $282,059-73.2% | $213,469-64.6% | $154,746-51.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 11.40% | 20.90%-9.5pp | 20.58%-9.2pp | 172.34%-160.9pp |
| Employer contribution / active EE | $716 | $6,189-88.4% | $4,994-85.7% | $4,379-83.7% |
| Participant deferral / active EE | $4,752 | $8,186-42.0% | $6,841-30.5% | $6,730-29.4% |
| Admin fee / account holder | $40,449 | $37,435+8.0% | $27,141+49.0% | $14,365+181.6% |