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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,484 | $239,571-68.5% | $183,328-58.8% | $137,256-45.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 11.40% | 35.69%-24.3pp | 29.67%-18.3pp | 220.34%-208.9pp |
| Employer contribution / active EE | $716 | $6,148-88.4% | $5,055-85.8% | $4,156-82.8% |
| Participant deferral / active EE | $4,752 | $7,995-40.6% | $6,795-30.1% | $6,407-25.8% |
| Admin fee / account holder | $40,449 | $30,059+34.6% | $21,427+88.8% | $12,270+229.7% |