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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,143 | $111,785-73.0% | $93,669-67.8% | $145,877-79.3% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 10.63% | 203.79%-193.2pp | 133.59%-123.0pp | 551.28%-540.7pp |
| Employer contribution / active EE | $1,240 | $3,096-59.9% | $2,424-48.8% | $4,663-73.4% |
| Participant deferral / active EE | $3,119 | $4,919-36.6% | $4,416-29.4% | $6,691-53.4% |
| Admin fee / account holder | $649 | $10,256-93.7% | $8,291-92.2% | $13,402-95.2% |