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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,568 | $167,522-38.2% | $151,639-31.7% | $134,532-23.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.28% | 7.81%-29.1pp | 3.34%-24.6pp | 418.27%-439.5pp |
| Employer contribution / active EE | $18,098 | $6,828+165.0% | $6,165+193.6% | $4,741+281.7% |
| Participant deferral / active EE | $5,102 | $8,986-43.2% | $8,363-39.0% | $6,401-20.3% |
| Admin fee / account holder | $35,043 | $13,780+154.3% | $11,613+201.8% | $11,429+206.6% |