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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,352 | $57,073+32.0% | $85,126-11.5% | $80,925-6.9% |
| Participation rate | 88.5% | 56.4%+32.1pp | 67.5%+20.9pp | 67.7%+20.8pp |
| Annual return | 7.29% | 21.69%-14.4pp | 66.63%-59.3pp | 35.65%-28.4pp |
| Employer contribution / active EE | $1,270 | $1,801-29.4% | $2,731-53.5% | $2,756-53.9% |
| Participant deferral / active EE | $7,475 | $3,113+140.1% | $4,523+65.3% | $4,299+73.9% |
| Admin fee / account holder | $98,318 | $4,988+1871.2% | $6,160+1496.0% | $6,940+1316.7% |