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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,399 | $116,203-73.8% | $93,621-67.5% | $152,909-80.1% |
| Participation rate | 36.8% | 78.1%-41.2pp | 75.8%-39.0pp | 82.5%-45.6pp |
| Annual return | 18.77% | 35.96%-17.2pp | 32.76%-14.0pp | 345.46%-326.7pp |
| Employer contribution / active EE | $0 | $3,219-100.0% | $2,719-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,175 | $4,605-52.8% | $4,070-46.5% | $5,851-62.8% |
| Admin fee / account holder | $21,157 | $10,751+96.8% | $7,890+168.1% | $11,601+82.4% |