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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,566 | $148,623-66.6% | $135,974-63.5% | $139,466-64.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.27% | 79.30%-60.0pp | 68.30%-49.0pp | 373.66%-354.4pp |
| Employer contribution / active EE | $3,437 | $5,246-34.5% | $4,859-29.3% | $4,754-27.7% |
| Participant deferral / active EE | $10,125 | $8,103+25.0% | $7,760+30.5% | $6,712+50.8% |
| Admin fee / account holder | $591 | $12,406-95.2% | $10,767-94.5% | $11,409-94.8% |