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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,183 | $79,961-18.5% | $98,462-33.8% | $75,177-13.3% |
| Participation rate | 96.0% | 70.4%+25.6pp | 75.2%+20.8pp | 67.2%+28.8pp |
| Annual return | 15.97% | 19.75%-3.8pp | 21.17%-5.2pp | 160.75%-144.8pp |
| Employer contribution / active EE | $4,144 | $2,264+83.0% | $3,049+35.9% | $2,671+55.1% |
| Participant deferral / active EE | $7,552 | $3,753+101.2% | $4,738+59.4% | $4,126+83.0% |
| Admin fee / account holder | $965 | $6,842-85.9% | $8,875-89.1% | $5,651-82.9% |