Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $18,944 |
Service code 27 9855 W 78TH ST STE 100 · EDEN PRAIRIE, MN 55344 | Advisory (Plan) | $17,158 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $7,935 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,534 | $80,781-37.4% | $102,437-50.7% | $74,478-32.1% |
| Participation rate | 53.9% | 65.7%-11.8pp | 74.5%-20.6pp | 67.2%-13.3pp |
| Annual return | 14.29% | 27.58%-13.3pp | 24.95%-10.7pp | 1370.56%-1356.3pp |
| Employer contribution / active EE | $793 | $3,160-74.9% | $3,871-79.5% | $2,626-69.8% |
| Participant deferral / active EE | $3,111 | $3,862-19.5% | $5,060-38.5% | $4,350-28.5% |
| Admin fee / account holder | $364 | $2,372-84.7% | $8,388-95.7% | $1,946-81.3% |