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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,759 | $91,537+203.4% | $130,045+113.6% | $75,173+269.5% |
| Participation rate | 94.6% | 71.5%+23.2pp | 78.5%+16.1pp | 67.2%+27.4pp |
| Annual return | 17.47% | -631.55%+649.0pp | -137.30%+154.8pp | 160.72%-143.2pp |
| Employer contribution / active EE | $8,170 | $2,845+187.2% | $4,321+89.1% | $2,671+205.9% |
| Participant deferral / active EE | $10,106 | $4,343+132.7% | $5,820+73.6% | $4,126+144.9% |
| Admin fee / account holder | $19,601 | $6,780+189.1% | $10,600+84.9% | $5,651+246.9% |