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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,200 | $117,846+2.8% | $102,434+18.3% | $145,884-16.9% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 11.80% | 31.90%-20.1pp | 29.46%-17.7pp | 551.85%-540.0pp |
| Employer contribution / active EE | $2,590 | $3,615-28.3% | $3,023-14.3% | $4,662-44.4% |
| Participant deferral / active EE | $8,971 | $5,733+56.5% | $5,055+77.5% | $6,690+34.1% |
| Admin fee / account holder | $516 | $13,356-96.1% | $9,462-94.6% | $13,392-96.2% |