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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,200 | $117,895+2.8% | $102,460+18.3% | $145,897-16.9% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 11.80% | 31.92%-20.1pp | 29.47%-17.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $2,590 | $3,619-28.4% | $3,025-14.4% | $4,663-44.4% |
| Participant deferral / active EE | $8,971 | $5,736+56.4% | $5,056+77.4% | $6,689+34.1% |
| Admin fee / account holder | $516 | $13,353-96.1% | $9,460-94.6% | $13,390-96.1% |