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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,817 | $53,596-29.4% | $90,657-58.3% | $64,173-41.1% |
| Participation rate | 92.9% | 64.5%+28.3pp | 74.0%+18.8pp | 69.6%+23.3pp |
| Annual return | -9.99% | 4.41%-14.4pp | 1.89%-11.9pp | 7.63%-17.6pp |
| Employer contribution / active EE | $1,186 | $1,503-21.1% | $2,532-53.2% | $2,381-50.2% |
| Participant deferral / active EE | $3,584 | $2,459+45.8% | $3,424+4.7% | $3,470+3.3% |
| Admin fee / account holder | $623 | $3,868-83.9% | $4,994-87.5% | $4,887-87.3% |