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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,294 | $154,193+36.4% | $130,045+61.7% | $139,466+50.8% |
| Participation rate | 63.6% | 82.0%-18.3pp | 78.5%-14.9pp | 80.3%-16.7pp |
| Annual return | 14.10% | 32.51%-18.4pp | -137.30%+151.4pp | 373.66%-359.6pp |
| Employer contribution / active EE | $2,030 | $5,292-61.6% | $4,321-53.0% | $4,754-57.3% |
| Participant deferral / active EE | $4,636 | $6,709-30.9% | $5,820-20.3% | $6,712-30.9% |
| Admin fee / account holder | $236 | $13,989-98.3% | $10,600-97.8% | $11,409-97.9% |