Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,536 | $91,474-4.3% | $135,982-35.6% | $71,529+22.4% |
| Participation rate | 46.2% | 75.7%-29.4pp | 81.9%-35.7pp | 67.9%-21.7pp |
| Annual return | 18.48% | 29.89%-11.4pp | 68.32%-49.8pp | 28.97%-10.5pp |
| Employer contribution / active EE | $64 | $3,705-98.3% | $4,859-98.7% | $2,590-97.5% |
| Participant deferral / active EE | $4,224 | $7,095-40.5% | $7,760-45.6% | $4,291-1.6% |
| Admin fee / account holder | $1,916 | $1,267+51.2% | $10,767-82.2% | $1,588+20.6% |