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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,475 | $183,539-45.3% | $155,556-35.4% | $145,897-31.1% |
| Participation rate | 92.9% | 82.7%+10.1pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 11.11% | 61.31%-50.2pp | 64.84%-53.7pp | 552.29%-541.2pp |
| Employer contribution / active EE | $2,866 | $5,315-46.1% | $4,675-38.7% | $4,663-38.5% |
| Participant deferral / active EE | $7,718 | $6,467+19.3% | $5,631+37.1% | $6,689+15.4% |
| Admin fee / account holder | $14,934 | $19,275-22.5% | $15,885-6.0% | $13,390+11.5% |