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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,653 | $215,361+88.8% | $171,082+137.7% | $273,972+48.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 1.95% | 25.14%-23.2pp | 32.56%-30.6pp | 41.46%-39.5pp |
| Employer contribution / active EE | $15,864 | $4,967+219.4% | $4,002+296.4% | $4,869+225.8% |
| Participant deferral / active EE | $8,904 | $5,543+60.6% | $4,797+85.6% | $5,287+68.4% |
| Admin fee / account holder | $2,924 | $10,846-73.0% | $8,520-65.7% | $10,133-71.1% |