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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,230 | $48,364-43.7% | $71,796-62.1% | $62,881-56.7% |
| Participation rate | 81.3% | 60.6%+20.7pp | 69.1%+12.2pp | 69.3%+12.0pp |
| Annual return | 2.78% | 13.16%-10.4pp | 78.04%-75.3pp | 20.14%-17.4pp |
| Employer contribution / active EE | $290 | $1,042-72.2% | $1,924-84.9% | $2,281-87.3% |
| Participant deferral / active EE | $1,450 | $2,091-30.7% | $2,794-48.1% | $3,203-54.7% |
| Admin fee / account holder | $8,331 | $3,771+120.9% | $4,815+73.0% | $4,296+93.9% |