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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,975 | $60,139+41.3% | $90,461-6.1% | $79,856+6.4% |
| Participation rate | 77.0% | 65.0%+12.1pp | 72.7%+4.4pp | 69.6%+7.4pp |
| Annual return | 16.34% | 71.96%-55.6pp | 1294.76%-1278.4pp | 31.71%-15.4pp |
| Employer contribution / active EE | $897 | $2,069-56.7% | $3,264-72.5% | $2,471-63.7% |
| Participant deferral / active EE | $2,733 | $2,939-7.0% | $3,964-31.1% | $3,741-26.9% |
| Admin fee / account holder | $351 | $3,978-91.2% | $5,617-93.7% | $5,306-93.4% |