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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,504 | $73,988+29.1% | $96,538-1.1% | $75,177+27.0% |
| Participation rate | 98.9% | 66.4%+32.5pp | 74.3%+24.6pp | 67.2%+31.7pp |
| Annual return | 16.75% | 26.73%-10.0pp | 35.74%-19.0pp | 160.75%-144.0pp |
| Employer contribution / active EE | $2,288 | $2,930-21.9% | $3,740-38.8% | $2,671-14.4% |
| Participant deferral / active EE | $4,315 | $3,660+17.9% | $4,880-11.6% | $4,126+4.6% |
| Admin fee / account holder | $3,148 | $5,220-39.7% | $6,737-53.3% | $5,651-44.3% |