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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,571 | $82,678+78.5% | $125,391+17.7% | $68,490+115.5% |
| Participation rate | 85.7% | 75.1%+10.7pp | 82.4%+3.3pp | 67.9%+17.8pp |
| Annual return | -14.44% | -5.97%-8.5pp | 572.41%-586.9pp | -7.85%-6.6pp |
| Employer contribution / active EE | $4,597 | $3,382+35.9% | $4,816-4.5% | $2,597+77.0% |
| Participant deferral / active EE | $5,356 | $6,111-12.4% | $7,448-28.1% | $4,028+33.0% |
| Admin fee / account holder | $2,111 | $6,277-66.4% | $10,009-78.9% | $5,403-60.9% |