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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,046 | $127,790+9.6% | $106,554+31.4% | $167,553-16.4% |
| Participation rate | 31.3% | 78.3%-47.0pp | 76.1%-44.9pp | 82.1%-50.9pp |
| Annual return | 17.38% | 33.88%-16.5pp | 26.80%-9.4pp | 478.89%-461.5pp |
| Employer contribution / active EE | $0 | $3,427-100.0% | $2,819-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $2,046 | $5,088-59.8% | $4,398-53.5% | $6,343-67.7% |
| Admin fee / account holder | $0 | $11,231-100.0% | $7,408-100.0% | $12,316-100.0% |