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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,699 | $157,296-86.8% | $141,191-85.3% | $152,897-86.5% |
| Participation rate | 77.8% | 84.8%-7.0pp | 82.5%-4.7pp | 82.5%-4.7pp |
| Annual return | -2.75% | 64.34%-67.1pp | 71.41%-74.2pp | 345.43%-348.2pp |
| Employer contribution / active EE | $1,483 | $5,262-71.8% | $4,736-68.7% | $4,764-68.9% |
| Participant deferral / active EE | $2,450 | $7,111-65.5% | $6,710-63.5% | $5,851-58.1% |
| Admin fee / account holder | $10,851 | $12,125-10.5% | $10,264+5.7% | $11,599-6.4% |