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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,906 | $154,228-57.3% | $145,433-54.7% | $137,256-52.0% |
| Participation rate | 81.8% | 83.8%-2.0pp | 82.1%-0.3pp | 80.0%+1.9pp |
| Annual return | 12.07% | 74.59%-62.5pp | 66.58%-54.5pp | 220.34%-208.3pp |
| Employer contribution / active EE | $2,509 | $4,804-47.8% | $4,554-44.9% | $4,156-39.6% |
| Participant deferral / active EE | $6,110 | $8,216-25.6% | $7,897-22.6% | $6,407-4.6% |
| Admin fee / account holder | $9,615 | $14,344-33.0% | $13,129-26.8% | $12,270-21.6% |