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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,367 | $99,032+38.7% | $80,022+71.7% | $135,380+1.5% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -9.34% | 15.39%-24.7pp | 11.22%-20.6pp | 519.81%-529.1pp |
| Employer contribution / active EE | $8,856 | $3,043+191.0% | $2,468+258.8% | $4,779+85.3% |
| Participant deferral / active EE | $9,384 | $4,282+119.1% | $3,686+154.6% | $5,609+67.3% |
| Admin fee / account holder | $617 | $10,436-94.1% | $6,521-90.5% | $10,828-94.3% |