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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,027 | $86,938+61.1% | $102,423+36.7% | $80,925+73.0% |
| Participation rate | 90.5% | 72.4%+18.1pp | 76.5%+14.0pp | 67.7%+22.8pp |
| Annual return | 13.34% | 18.89%-5.5pp | 29.42%-16.1pp | 35.65%-22.3pp |
| Employer contribution / active EE | $6,095 | $2,369+157.3% | $3,023+101.6% | $2,756+121.1% |
| Participant deferral / active EE | $5,471 | $4,120+32.8% | $5,054+8.2% | $4,299+27.3% |
| Admin fee / account holder | $13,024 | $8,053+61.7% | $9,455+37.7% | $6,940+87.7% |