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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,872 | $85,766-50.0% | $136,297-68.5% | $70,124-38.9% |
| Participation rate | 63.6% | 74.2%-10.5pp | 81.9%-18.3pp | 69.5%-5.9pp |
| Annual return | 18.62% | 31.45%-12.8pp | 5156.19%-5137.6pp | 73.14%-54.5pp |
| Employer contribution / active EE | $987 | $2,966-66.7% | $4,696-79.0% | $2,342-57.9% |
| Participant deferral / active EE | $4,140 | $5,051-18.0% | $6,247-33.7% | $3,332+24.3% |
| Admin fee / account holder | $8,548 | $5,420+57.7% | $9,244-7.5% | $4,645+84.0% |