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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,609 | $91,911-96.1% | $68,612-94.7% | $135,379-97.3% |
| Participation rate | 56.3% | 76.7%-20.5pp | 72.2%-16.0pp | 82.6%-26.4pp |
| Annual return | -26.34% | -8.22%-18.1pp | -4.63%-21.7pp | 519.79%-546.1pp |
| Employer contribution / active EE | $0 | $3,924-100.0% | $2,625-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,926 | $4,315-55.4% | $3,311-41.8% | $5,609-65.7% |
| Admin fee / account holder | $0 | $9,240-100.0% | $5,131-100.0% | $10,828-100.0% |