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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,124 | $78,027-38.3% | $178,528-73.0% | $80,925-40.5% |
| Participation rate | 97.6% | 65.7%+31.9pp | 77.1%+20.5pp | 67.7%+30.0pp |
| Annual return | 10.78% | 18.09%-7.3pp | 27.11%-16.3pp | 35.65%-24.9pp |
| Employer contribution / active EE | $1,488 | $2,281-34.8% | $3,950-62.3% | $2,756-46.0% |
| Participant deferral / active EE | $4,133 | $4,408-6.2% | $6,278-34.2% | $4,299-3.8% |
| Admin fee / account holder | $1,552 | $7,168-78.3% | $10,419-85.1% | $6,940-77.6% |