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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,817 | $148,623+5.5% | $135,974+15.3% | $139,466+12.4% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 11.81% | 79.30%-67.5pp | 68.30%-56.5pp | 373.66%-361.9pp |
| Employer contribution / active EE | $1,361 | $5,246-74.1% | $4,859-72.0% | $4,754-71.4% |
| Participant deferral / active EE | $10,224 | $8,103+26.2% | $7,760+31.8% | $6,712+52.3% |
| Admin fee / account holder | $3,466 | $12,406-72.1% | $10,767-67.8% | $11,409-69.6% |